Your plan
How your plan holds up
Sample household, for illustration. Projections are hypothetical and are not advice or a guarantee. Taxes in this version are simplified estimates.
Savings and investments, in today's dollars
Running 5,000 simulated futures
Middle half of outcomes80% of outcomesMedianUpdating
Today$560KAll accounts combined
At retirement (65)...Median, in today's dollars
At age 95...Median remaining
Look at a year
Age 45
Slide to compare outcomes at different ages.Chance your plan holds
Working it out.
Change an assumption
65
$6,000
Excludes the mortgage and property tax.60%
The rest is in bonds. This is an input you choose, not a suggestion.7.0%
4.5%
3.0%
Assumptions behind this
Estimates- Simulated futures
- 5,000 (seed 2026)
- Run
- 0a38099e29
- Plan runs to
- age 95
- Stocks, median compound return
- 7.0%
- Bonds, median compound return
- 4.5%
- Cash
- 3.4%
- Inflation
- 3.0%
- Year-to-year swings
- From US history, 1928 to 2025
- Stocks swing (typical year)
- ...
- Social Security
- $2,800 a month from age 67, today's dollars
- Taxes
- Simplified 2026 federal rules, flat state rate
Bond, cash and inflation defaults are long-run US averages, 1928 to 2025. The stock default is set below its 1928 to 2025 average (10.0%). Neither is a forecast. Change any of them above.